Commercial insurance agent at Butler, Buckley & Deets, Miami's oldest agency. I structure coverage for trucking fleets, construction programs, and complex commercial accounts where an off-the-shelf policy will not hold up.
Three areas where the coverage details decide whether a business survives its worst day.
Auto liability, physical damage, motor truck cargo, and general liability for fleet operators. Programs built around FMCSA compliance, safety scores, and the realities of running trucks in Florida.
OCIPs, builder's risk, general liability, and umbrella structures for developers and contractors on large residential and commercial projects across Miami-Dade and beyond.
Layered property placements, wind and flood in coastal exposure zones, professional lines, and accounts that need real market relationships rather than a portal quote.
Butler, Buckley & Deets has insured Miami since 1910. That heritage means direct relationships with the standard, wholesale, and specialty markets that complex accounts require, and it means carriers pick up the phone when a claim needs a fight.
My practice is built on the accounts most agents avoid: trucking fleets with tough loss runs, ground-up construction in wind zones, and businesses whose exposures do not fit a checkbox application. The work is understanding the operation first, then building the program around it.
If you run trucks, build buildings, or own a business with real complexity behind it, the first conversation costs nothing and usually surfaces a gap someone else missed.
"A policy is a promise. My job is making sure the promise actually matches the risk before you ever need to call it in."
Michael CarballoA quick review of your current program is free. The gaps it usually finds are not.